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How Much Do Surrogates Get Paid?

By Dr. Arnold MahesanPublished May 10, 2025

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Dr. Arnold Mahesan

By Dr. Arnold Mahesan

Fertility SpecialistBeverly Hills Babies

Dr. Arnold Mahesan is a board-certified fertility specialist with extensive experience in IVF, fertility treatment, and gestational surrogacy. He is committed to helping intended parents navigate their journey with personalized care and expert guidance

Surrogate compensation depends on the program, your experience and the terms of your individual agreement. The amount described as base compensation is different from the total of all payments, reimbursements and benefits that may apply during a journey.

Before comparing offers, understand which payments are guaranteed under the agreement, which depend on particular events and which repay an expense you have incurred. Current BHB compensation details are provided directly so you can review the package that applies to you.

1. Separate compensation from reimbursement

Base compensation recognizes the time, physical demands and commitment involved in carrying a pregnancy. Reimbursements address expenses such as approved travel or childcare. Other benefits may relate to lost wages, medical procedures or recovery, depending on the agreement.

A headline total may combine all of these categories, including payments that would occur only under certain circumstances. Ask for the breakdown. An expense reimbursement should not be presented as money you can freely use without having incurred that expense.

2. Understand the payment schedule

The agreement should explain when payments begin, how they are distributed and what documentation is needed for reimbursements. Ask who administers the funds, how payment questions are resolved and how expenses are handled before pregnancy is established.

You should also understand what happens if a transfer is cancelled, pregnancy does not occur, a pregnancy ends early or a medical complication develops. Those situations should be addressed before treatment rather than negotiated while you are recovering or under financial pressure.

3. Consider the whole commitment

Surrogacy involves appointments, medication, pregnancy and postpartum recovery. Depending on your location, it may involve travel or changes to work and childcare. Think about how the agreement accounts for your actual circumstances.

Medical and insurance arrangements matter as much as payment. Ask how your pregnancy care will be covered and who helps if there is an insurance problem. A generous compensation offer does not remove the need to understand those protections.

4. Experience does not replace a health review

A repeat surrogate may have a different compensation package from a first-time surrogate. She still needs review of her most recent pregnancy, current health and recovery before another journey.

Compensation should never be the reason to bypass a medical concern. At BHB, your suitability for pregnancy and your understanding of the arrangement come before moving toward a transfer.

5. Get independent advice before signing

Your own reproductive attorney should explain the agreement and payment terms. A tax professional can advise you about your circumstances; do not rely on a general statement that compensation is always tax-free.

Contact BHB to learn about current surrogate compensation and benefits. Ask for the full written explanation so you can make an informed decision about the commitment.

Sources for this article

  1. 1. American Society for Reproductive Medicine. Recommendations for practices using gestational carriers a committee opinion 2022. https://www.asrm.org/practice-guidance/practice-committee-documents/recommendations-for-practices-using-gestational-carriers-a-committee-opinion-2022/
  2. 2. American Society for Reproductive Medicine. Consideration of the gestational carrier an Ethics Committee opinion 2023. https://www.asrm.org/practice-guidance/ethics-opinions/consideration-of-the-gestational-carrier-an-ethics-committee-opinion-2023/

Compensation categories are general examples, not promised BHB benefits.

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